Factoring Services for Small & Medium-sized Businesses


How Factoring Works

Receivable Factoring Flow Chart

Factoring invoices is a quick, easy and safe way to create working capital. Invoice factoring eliminates the wait for your accounts receivable to become cash, without the hassles of a traditional commercial loan.

diagram how factoring works.jpg

  1. Client sends an invoice to their customer (Account Debtor). The invoice is to be made payable to the Client but the "Remit To" address will be to Catamount's lockbox in Houston, TX.
  2. At the same time, Client sends a copy of the invoice to Catamount to request funding.
  3. Catamount will process the request internally and then wire transfer funds based upon the agreed Advance Rate to the Clients bank account.
  4. Account Debtor sends payment for the invoice to the "Remit To" address on Clients invoice.
  5. Within 48 hours Catamount sends final wire transfer of the Reserve Amount, less the agreed Factor Fee to the Client's bank.

Learn more about Catamount's Invoice Factoring Benefits

Catamount has always been there for us and has been very instrumental in helping us succeed.

-Victor G., Equipment Paint & Blast

Without Catamount we would not be where we are today...period. They have been a tremendous help and are very supportive!

-Angelos P., Oilfield Trucking

When we needed help Catamount stood up to the plate for us. Their service is outstanding...great people to work with!

-Jimmy F., Welding & Fabrication